Hmmm, how is that printer thing a scam? someone comes with a pallet of anything to your business and says you ordered it, you say you didn’t and ask them to take their shit with them, if they don’t then you call the cops. You didn’t sign anything, there isn’t even so much as an e-mail saying your ordered it, how can they bill you??
Most people have a tendency to want to avoid conflict, some underlings will accept any delivery (bad company policy or bad worker), and when others threaten legal action a depressing number of people fold. Like the creditor scam on the relatives of the just deceased. I worked in a collections company for a year. Those companies are the lowest of the low.
See, that scam with relatives of the diseased I can see happening and I couldn’t place the blame on the victims because they could be in a very fragile state of mind, and I agree, it takes a special kind of scumbag to run one of those companies-
I don’t see how the credit card minimum payment is a “scam”. Yes, the faster you pay off a debt, the less you’ll pay in interest. The whole point of debt is that you’re paying someone for the privilege of borrowing his money. Presumably most people don’t pay off a debt immediately because they don’t have the cash. If they did, they wouldn’t have borrowed the money in the first place. A low minimum payment gives the borrower the choice of how fast to pay it off. Unless the credit card company tries to talk you into paying off your debt more slowly than you could, there’s no scam here. It’s not a scam to offer a legitimate product and leave it up to the customer to decide whether it is useful to him. It’s not the seller’s responsibility to determine if you have a good reason to buy their product or not. (PS No, I don’t work for a credit card company or anything like that. And I suppose they’re doing just fine without me rushing out to defend them.)
There’s no legal obligation for survivors to pay the debts of dead relatives, but at the same time creditors get first dibs on the estate. So if grandma croaks and leaves you her house, but also leaves $100k in credit card debt, if you want to keep the house, you’ll have to pay the $100k, otherwise the probate court will force you to sell the house, the credit card company will get their $100k and you’ll get whats left over.
Yep. You are correct. In simple terms, the survivors do not pay the debts out of their own pockets but the estate must settle all remaining debts before inheritance can be claimed. Thus, survivors usually pay off all debts in order to keep their property/land intact.