Don’t recommend a friend for a job unless you’ve seen them work or you are willing to risk both relationships. A good friend isn’t always a good worker
Someone who is a good friend doesn’t necessarily translate to someone who has a strong work ethic.
Recommending them only for them to mess up reflects badly on you and could ruin the friendship and your relationship with the employer.
Before arguing about religion/politics/sports, ask yourselves if anything would ever make either of you change your position. If either of you answer no, just agree to disagree—even the world’s best table tennis player can’t beat a wall.
If someone’s complaining about something in their life, don’t start with your own complains being bigger than theirs’, only listen.
If your dog is addicted to tennis balls, call a local racquet club and ask if they sell their used balls. My local club gave me over 100 for free!
When running late for work, whether you call in or not, don’t show up with a cup of coffee you bought along the way….Keep a travel mug in your car to transfer said coffee
Going to the dentist only when your tooth hurts is a good way to spend a lot of money at the dentist…preventative dental care is the best thing you can possibly do to save money
In a not-at-fault automobile accident, you are entitled to a check for the value that your car lost due to the collision. But you’ll ONLY get it if you ask for it.
A car that has been patched up is worth less than a car that is ‘clean’. This is better known as “diminished value”. Any damage to your vehicle is recorded under the VIN, and when it comes time to resell your car people will pay less for it. Insurance companies acknowledge this. But they won’t mention diminished value to you. Your own insurance company probably won’t mention it either since it isn’t their responsibility to pay it out. You’ll only get it by asking.
Here’s the process:
1) Give your side of the story to the other person’s insurance company like normal. But make a note of the name/number for the agent you spoke to.
2) Wait until the insurance companies agree on who is at fault. That usually takes a couple of weeks and you can call your own insurance company for an update.
3) Call up the agent for the other insurance company and tell him you are pursuing diminished value. Depending on the size of the office they’ll either send you off to someone else, or they’ll help you. It helps to have THEIR claim number as a reference.
3) Be courteous. Nothing is more irritating than non-lawyers impressing their legal rights on a customer service agent.
4) Answer their questions. Sometimes they’ll send an agent to inspect the car after it’s been fixed. Sometimes they won’t. But in 3-10 days they’ll provide you an offer.
5) Accepting or declining the offer is up to you. But once you arrive at a figure that is amenable to both sides, you sign a document waiving your right to sue the insurance company for this collision. Once they have that, they mail you a check.
One phone call. But guess what happens if you don’t make that phone call? Nothing.
When talking a friend who is suffering from grief, illness, or other tragedy, let them determine the length of the conversation
Even if you don’t know what to say and there are long pauses, wait for them to tell you good bye. Keep asking questions, even if it’s just small talk about the weather, until they cue the end of the conversation. By letting them control the conversation in this subtle way you give them the chance to open up and not feel rushed or abandoned.
When the airlines are overbooked and offer vouchers for taking a later flight, the amount of the voucher and other perks are fully negotiable.
I just was on an overbooked flight and they needed volunteers to take a flight a few hours later. They offered $300 initially. Then $500. No takers (or not enough). When I was boarding I said, can you do $1,000? They scoffed and said no. Whatever didn’t hurt to ask. Then 5 mins later I’m in the tunnel going to board and they catch up with me and say they can do $800. I asked for first class and lounge access while I wait. They offered first class if it was available (which it was!) but no lounge access because they aren’t allowed to.
Write down the serial numbers of all of the expensive items you own. If it gets stolen, it’s much easier to prove that the item is yours if it’s found
This especially applies to more portable items, like cameras or music gear that you bring to performances.
Search Craigslist for ‘Divorce’ to find good deals on used tools
Look for anything that ‘Lifetime Guarantee’ tools, LLBean boots, etc. If they are damaged, bring them back for replacement/reworked for free.
Telemarketer won’t stop calling? There’s a magic phrase that gets their attention every time
We all get them. Those calls from “Cardholder services” or that stupid medic alert device that’s supposedly awesome. They never stop calling and it would appear that FCC complaints don’t work because, hey, they’ll “investigate” and then close your case.
There’s a simple magic phrase you can use to get them to stop:
“Can you mail me your privacy and opt-out policies, please?”
“Whoa, what’s that, Metal-Phoenix?”
What that is is a special request that causes a few things to happen.
It tells the calling telemarketer that you are serious about not calling you again. As soon as you request those items, they are supposed to actually mail them to you. If they don’t, there are other legal steps you can take that can let you yank money out of them.
It sets a definite date for them not to call you again. Once you make this request, they get a certain number of “Oops, you’re really not off our call list” accidents within a year. (I think the limit is once, somebody chime in here). If they violate that, you can yank money out of them.
Don’t scream. Don’t get mad. Don’t even sound angry. Once you ask for those policies to be mailed to you, they know that you know more than the average bear.