I’m currently talking to a guy (30 years old) with the intention of marriage, but he recently told me that his primary focus is on his career in stock investing. He wants to work just a couple of hours a day so that he can have the rest of his time free to do whatever he pleases. He’s only just started learning about stocks, and I’m wondering if this plan is realistic. Can he truly support a family, especially in the Bay Area, with its high cost of living, while only working part-time? I’m concerned about whether this approach can provide financial stability for a family, including the potential expenses that come with having kids.
I believe that making a career out of investing in stocks is risky and feels like a gamble. I’m hesitant to enter a relationship where there’s a significant chance we might face financial struggles because of this uncertainty. I want stability and security, especially when considering the future and potentially starting a family. Do you have any advice on how to navigate this situation or whether this is something I should be concerned about in the long term?
Be afraid. Be very afraid.
You’re telling me a 30-year-old guy who’s “just started learning about stocks” thinks he can support a family in the Bay Area by working a couple of hours a day? This isn’t a financial strategy; it’s a one-way ticket to Broke Town, with you as the unwilling passenger.
Let’s get real for a second. If this guy had some legit Wall Street experience, he might—and I stress might—have a prayer. But a newbie who’s barely dipped his toes in the stock market? The probability of financial ruin is astronomical, with you as the inevitable bailout when it all comes crashing down.
Supporting a family in the Bay Area requires serious, stable income—not pipe dreams and day trading fantasies. This “work just a couple of hours a day” plan? In the real world, we call that unemployment, or worse, a hobby masquerading as a career. It’s a broke boy alert of the highest order.
Here’s the cold, hard truth: This man is not ready for marriage, let alone supporting a family. He’s living in la-la land where money magically multiplies in his E*TRADE account. Meanwhile, back in reality, you’ll be the one lying awake at night, wondering how to pay the bills.
Remember, finances are the number one reason for strife in marriages. This guy’s “plan” is basically a recipe for endless money fights and financial anxiety. You want stability and security? Run, don’t walk, away from this ticking time bomb of fiscal irresponsibility.
You’re not just marrying a person; you’re marrying their financial habits. And his habits are screaming “future bankruptcy” louder than a Wall Street trading floor.
Do yourself a favor: Find someone who understands that supporting a family requires more than a Robinhood account and misplaced optimism. Your future self will thank you when you’re not eating ramen in a cramped studio, wondering where it all went wrong.
In the brutal world of personal finance, there are no fairy godmothers or magic wands—just the harsh reality of compound interest working for or against you. And right now, it’s poised to work against you big time.
Protect your financial future, because clearly, he won’t. This isn’t just a warning—it’s a klaxon-blaring, red-alert, all-hands-on-deck financial SOS. Heed it, or prepare for a lifetime of fiscal regret.