I’m currently dating a 30-year-old man with marriage in mind, but something he shared recently has me questioning our future. He told me his main focus is building a career in stock investing, with the goal of working just a couple of hours a day so he can spend the rest of his time however he pleases. He’s only just started learning about stocks, and I’m wondering if this plan is realistic. Can he genuinely support a family—especially in the Bay Area, where the cost of living is so high—while only working part-time?
The idea of relying solely on stock investing for income feels incredibly risky to me, almost like gambling. I’m hesitant to commit to a relationship where there’s a significant chance we could face financial struggles because of this uncertainty. Stability and security are very important to me, especially when I think about the possibility of having kids and the expenses that come with raising a family.
Is this something I should be deeply concerned about? How do I approach this situation and decide if this is a red flag for a long-term partnership? I’d love any advice on how to navigate these concerns.
Be afraid. Be very afraid.
You’re telling me a 30-year-old guy who’s “just started learning about stocks” thinks he can support a family in the Bay Area by working a couple of hours a day? This isn’t a financial strategy; it’s a one-way ticket to Broke Town, with you as the unwilling passenger.
Let’s get real for a second. If this guy had some legit Wall Street experience, he might—and I stress might—have a prayer. But a newbie who’s barely dipped his toes in the stock market? The probability of financial ruin is astronomical, with you as the inevitable bailout when it all comes crashing down.
Supporting a family in the Bay Area requires serious, stable income—not pipe dreams and day trading fantasies. This “work just a couple of hours a day” plan? In the real world, we call that unemployment, or worse, a hobby masquerading as a career. It’s a broke boy alert of the highest order.
Here’s the cold, hard truth: This man is not ready for marriage, let alone supporting a family. He’s living in la-la land where money magically multiplies in his E*TRADE account. Meanwhile, back in reality, you’ll be the one lying awake at night, wondering how to pay the bills.
Remember, finances are the number one reason for strife in marriages. This guy’s “plan” is basically a recipe for endless money fights and financial anxiety. You want stability and security? Run, don’t walk, away from this ticking time bomb of fiscal irresponsibility.
You’re not just marrying a person; you’re marrying their financial habits. And his habits are screaming “future bankruptcy” louder than a Wall Street trading floor.
Do yourself a favor: Find someone who understands that supporting a family requires more than a Robinhood account and misplaced optimism. Your future self will thank you when you’re not eating ramen in a cramped studio, wondering where it all went wrong.
In the brutal world of personal finance, there are no fairy godmothers or magic wands—just the harsh reality of compound interest working for or against you. And right now, it’s poised to work against you big time.
Protect your financial future, because clearly, he won’t. This isn’t just a warning—it’s a klaxon-blaring, red-alert, all-hands-on-deck financial SOS. Heed it, or prepare for a lifetime of fiscal regret.