I’m young, but I want to get ahead of the game. I’m 16, play football, hang out with friends, and I’m doing well in school.
If you could go back to being my age, what would you do differently? Any advice for setting myself up for the future while still enjoying my teenage years?
Thanks in advance!
Your question is refreshing because it shows a level of self-awareness that many people don’t develop until much later. At 16, the best thing you can do is strike a balance between setting yourself up for success and actually enjoying the journey of growing up.
1. Get Comfortable With Discomfort
One of the best things you can do at this age is learn to do things that are hard, uncomfortable, and even a little scary. Challenge yourself—academically, socially, and physically. Take on leadership roles, ask questions even when you feel unsure, and try new things that push you outside your comfort zone. Confidence doesn’t come from just “feeling good about yourself”—it comes from proving to yourself that you can handle challenges.
2. Learn How to Manage Your Money Early
Most adults will tell you they wish they’d learned more about personal finance earlier. Start by understanding basic money principles—how to save, budget, and avoid unnecessary debt. If you have a part-time job, put some money away in a savings account or even a Roth IRA (yes, you can open one as a teenager). The habits you develop now will make a huge difference in your financial well-being down the road.
3. Build Relationships, Not Just a Resume
It’s tempting to focus only on grades, sports, or extracurriculars, but the most successful people in life are often the ones who know how to connect with others. Build strong relationships—with teachers, coaches, classmates, and even adults in fields that interest you. These connections will help you in ways you can’t yet predict.
4. Don’t Be Afraid to Fail (Or Change Your Mind)
At 16, it feels like every decision might define your future. The truth? It won’t. Try things out—different hobbies, classes, sports, interests. If something doesn’t work out, you’ll learn from it and move on. It’s far better to explore now than to be afraid of taking risks later.
5. Enjoy Being a Teenager
It’s great that you want to get ahead, but don’t let it come at the expense of your teenage years. Hang out with friends, go to the football games, enjoy the little moments. Adulthood comes faster than you think, and no amount of “getting ahead” is worth missing out on the fun of just being 16.
Final Thought: Focus on Habits, Not Just Goals
The best way to set yourself up for success is to develop good habits—reading, exercising, staying curious, managing stress. Goals will shift as you grow, but solid habits will always serve you well.
You’re already thinking ahead in a way that most 16-year-olds don’t. Keep that mindset, stay open to learning, and enjoy the journey. You’ll be just fine.