Poll Of The Day

[democracy id=”328″]

Looking at buying a house for 975k. I can put down 20%. Based on my estimations this puts us at $6200 a month for housing (PITI and utilities) at a 7% rate.

I’m in my early 30s and make 170k a year. This is likely to go up to 185 next year, maybe more long term, but don’t want to count too heavily on that. Employer pays for majority of health and dental.

Wife is stay at home mom for the next 5 years. Might make some side hustle cash but nothing consistent. After little ones are in school she will likely bring in 100k (what she would make in her field today if she worked full time).

We live in a moderately HCOL town. Our current rent is $2500 and we feel lucky with that. It’s small and getting difficult with one kid and another on the way.

No debts. One car paid off. Will still have 100k in retirement savings after down payment and an emergency fund of $30k.

The house also has an ADU which we can rent for $1500 per month. Will need to invest a bit in the adu to get it rentable though maybe 3k. This would bring housing cost down to $4700

[democracy id=”345″]

Hey I need some advice guys. I met a great girl a few weeks ago and we get along really well. She wants to meet me but the big problem is that she is in a relationship. It’s obvious that she wants to cheat with me, I don’t really know what to do. On the one hand, I find her really stunning, she’s totally my type. On the other hand, I’m struggling a bit with my conscience. I’ve never had a situation like this before.

[democracy id=”344″]

[democracy id=”343″]

My fiancé has all guy friends, and I’ve noticed since the beginning that they all kinda treat him like the pack mule and really just like the little b of the group. It sounds bad but it’s true.

They expect him to do whatever they want, when they hang out, he’s expected to always bring drinks and gets ragged on when he doesn’t (even if they never bring drinks).

They make mean comments about him to his face under the guise of “jokes” and he’s even told me sometimes they hurt his feelings.

I’ve even had other people tell me they’ve always kinda treated him like that and were kinda mean to him. They’ve been friends for years, like middle school.

I guess I’m just curious. Is that normal in guy friendships? It just seems unhealthy to me, but I have never been in that situation.

[democracy id=”342″]

My son (20M) just told my wife and I that he’s been in a relationship with a replika for the past few months. He claims that it’s something which is not uncommon, but as you can imagine, my wife and I are obviously having a hard time digesting this. We’ve spoken to some of his friends about this but they seemed pretty casual about it. Is this common with young men these days? My wife and I were both born in the 60s, so maybe we’re a bit out of touch? Is this something we need to worry about?

[democracy id=”341″]

[democracy id=”340″]

[democracy id=”338″]

[democracy id=”337″]

[democracy id=”336″]