The Harsh Truth About Retirement
There’s a belief out there that’s as widespread as it is wrong: when you hit a certain age—let’s say 65—you get to retire. Just like that. You’ve worked hard, punched the clock, raised a family, and now society hands you your retirement package. That’s the fantasy. But here’s the reality: retirement doesn’t care about your age. You don’t get to retire because you’ve hit some magical number on the calendar. You get to retire when you’ve saved enough to make it happen.
“A friend offer me a investment opportunity at 15% annually, is it too good to be true?”
He was my coworker. I know him at work for years. It is unlikely he take money and run away. He ask me a loan to scale up his business, promised to pay 15% annually.
He said there is legit loan paperwork. His work is in manufactures industry, maybe B2B. He said he his business don’t depend on number of customer available.
I don’t know. I am a salary man. I know nothing about business and investment. I haven’t ask him into the detail yet. I know nothing about this type of business.
He seem confident, but I feel the 15% is so unlikely that will come with (hidden) risk. Maybe my friend is also a victim of another scam, or he just overconfident.
What It’s Really Like to Be $500,000 in Consumer Debt
Being $500,000 in consumer debt doesn’t just change your finances—it changes how you see yourself, how you sleep, and how you relate to the world. People look at a number like that and think, “How does that even happen?” but I promise you, it never feels like a single, giant leap. It’s a thousand small steps, a thousand moments of “I’ll pay it off later” and “Why wait, life is short.”
[Read more…] about What It’s Really Like to Be $500,000 in Consumer Debt
“How do I stop hating everyone”
Hey, how do I stop being so judgmental and thinking I’m better than other people when I know I’m really not?
I know this is an issue for me, and I’ve tried to ignore it, but I can’t. Sometimes I feel like I’m better than everyone, and other times I feel like I’m the worst person ever. I’m constantly going back and forth between feeling superior and feeling inferior, and I don’t know where it comes from. I’ve been like this since I was a kid, and I want to change before I get any older. I’m a teenager right now.
Linkage
A trivia game where being smart helps, but knowing how smart you are matters even more. – Ned Hardy
These things make moving heavy furniture surprisingly easy while helping protect hardwood floors from scratches and scuffs. – Amazon
Meet the people who refuse to let their gadgets die. – The Atlantic
Olivia Dean’s ‘I’ve Seen It’ copied melody of Bill Withers classic ‘Just the Two of Us,’ lawsuit alleges – NBC News
The misperception that keeps bystanders from intervening and how to short-circuit it – PBS
Sam Altman said ‘the world should accept some bad things happening’ for the benefits of AI – Archive.ph
25 Memes to Deal With Monday Because Fleeing Into the Marsh Has Logistical Issues – Ned Hardy
Every household should have a reusable P100 respirator on hand because you never know when you’ll need serious protection from smoke, hazardous dust, fumes, or a messy home project. – Amazon
How the system failed us: Former foster youth tell their stories – NPR
3 social skills you should never outsource to AI – Big Think
‘The Social Reckoning’ Is an Even Bigger Burn on Mark Zuckerberg Than You Think – Hollywood Reporter
Dad shares the unique 7-point checklist his kids must finish before they get screen time – Upworthy
Cringey interaction from a guy that doesn’t get the hint. Crashes out when she doesn’t want to hang out. – Reddit
The Dumping Grounds
Poll of the Day
The Truth About Running a Vending Machine Business
I run a six machine vending route, and the first thing I tell people when they ask me about getting into vending is that this is not passive income. That is probably the biggest misconception I see.
People picture buying a machine, filling it with chips and drinks, finding a place to put it, and coming back every once in a while to collect the money. It sounds simple, and compared with some businesses, it is pretty straightforward. But straightforward doesn’t mean passive.
[Read more…] about The Truth About Running a Vending Machine Business
“Being myself has gotten me nowhere”
I’m 35, and I’ve never been in a relationship. I’ve never even been on a date.
People always tell me, “Just be yourself,” like that’s supposed to solve something. But I have been myself. For 35 years. And it hasn’t gotten me anywhere.
I go to work, come home, do the things I enjoy, and see friends when I can. My life isn’t terrible. But year after year, I watch people around me meet someone, fall in love, move in together, get married, and start families. Meanwhile, I’m still in the exact same place.