How the Scam Works:
The scam typically begins with a notification that you’ve received a payment from an unknown sender. The message, often accompanied by a note from the sender, claims that the transfer was a mistake. In a rush to rectify the situation, the scammer requests that you return the money immediately.
However, the catch is that the original transaction is fraudulent or made with a stolen credit card. Once you send your own money back, the initial transaction is reversed or canceled, and you’re left out of pocket.