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“Are we spending too much?”

My wife (33F) and I (33M) both work full-time. I finished residency two years ago and currently earn about $600k a year, with plans to increase to around $700k by 2026 once I make partner. She earns about $135k.

We have $40k in savings after putting most of our cash toward a house down payment last year. My 401(k) is at $140k (maxed out the past two years), hers is around $60k, we have $22k in a brokerage account, and $13k in an HSA.

Our biggest debt is a $973k mortgage on a $1.1M home. Due to underestimated property taxes in year one, our payment recently jumped from $7,100 to $8,500. We also have $450k in student loans. I haven’t made payments since COVID due to old income certification, but now that interest is accruing, I’m paying $2,450 a month while planning for PSLF forgiveness in 2029.

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What Are We Really Putting in Our Bodies? A Hard Look at Ultra-Processed Foods

freedom

Pick up almost any packaged snack at the grocery store and you’ll see the same thing: a friendly calorie number on the front, maybe a claim about “whole grains” or “real fruit,” and a photograph designed to make you feel virtuous. But the real story is on the ingredients list — and it’s often a long one.

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This Has Squatter Written All Over It!

The second someone’s “house-sitting” pitch includes their kids, their own dog, their friend’s three dogs, and a request for multiple bedrooms, you’re not hiring a sitter—you’re inviting a full-blown tenant who will absolutely never leave without a sheriff’s notice.

The Kind of Love That Doesn’t Announce Itself

There’s a kind of love that doesn’t look like much.

It doesn’t come with big declarations or sweeping gestures. It’s not loud. It doesn’t arrive in a grand crescendo, tied with a bow and meant to be noticed. In fact, it often goes unacknowledged entirely—not because it’s small, but because it’s woven so seamlessly into the fabric of your everyday life that you stop seeing it for what it is.

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How to Not Mess Up Your Kid with Your Unresolved Trauma and Baggage

Let’s just get one thing out of the way: you will mess up your kid in some way. That’s part of the deal. No one gets through childhood perfectly untouched, no matter how many gentle parenting books you read or how many organic snacks you pack. But there’s a difference between being an imperfect parent and being an emotionally radioactive one. The key is learning how to hold your pain without handing it to your child.

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“Girlfriend of 1.5 years said she needed a break because of her mental health, has a date with a guy 2 days later”

So my ex said that because of her mental health issues, she wanted to take a break from our relationship because she didn’t want to drag me down while she was dealing with it, anyway 2 days later she’s going on a date with a guy from work

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