
There’s a sentence that has probably cost people more money than any financial scam ever invented.
“I work hard, so I deserve this.”
It sounds reasonable. You put in your hours, deal with your boss, sit in traffic, and sacrifice a good portion of your life to earn a paycheck. Surely you should get to enjoy some of it.
And you should.
But somewhere along the way, we confused enjoying our money with spending nearly all of it.









