“I feel behind on my retirement savings?”
I’m 33M. I currently have $31k in my Roth IRA. I’m a graduate student, and I don’t have an option for a 401(k) plan currently. I sold my motorcycle recently, and that enabled me to max out my 2023 Roth IRA contributions plus put another $1,300 towards 2024. Part of me feels like I’m doing okay, but due to the ever-increasing cost of housing, food, insurance, and transportation, a big part me feels like I’ll never be able to save enough to retire. At 7% interest, if I max out my Roth IRA every year until I’m 65, I’ll have just over $1M in retirement savings. I know that sounds like a lot, but after inflation, kids/family, and COL increases, I don’t know if that’s going to be enough. I just feel like I’m running out of time.
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“I’m not physically attracted to my wife and have never been. Married 6 years.”
I married someone who embodied qualities I had not found in anyone else before. She has a huge heart and is extremely clever. Unfortunately, I don’t find her physically attractive which has put a strain on our marriage since the beginning. My previous ex I went after solely because of her appearance and that was about the best thing I could say about her.
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“My bestfriend cheated on her boyfriend. Should I tell him?”
This girl is my (f23) best friend since we were kids. I’ve spent 10+ years being her friend but I can tell you she’s not a nice person. She has never been true to anyone in her life.
She cheated on her wonderful boyfriend with her toxic ex while they were living together and were committed to each other. She told me blushing and asked me to keep it a secret. It’s been 2 years since I’ve known and it eats me to hide it from that genuinely nice man.
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Why You Need to Stop Trying to Please the Whole Damn World
Listen up, because this is important. One of the most crucial realizations you will ever have is that you can’t make everyone happy. And the moment you accept that, the moment you stop contorting yourself into a pretzel trying to please every single person in your orbit, is the moment you take your power back.
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Linkage
An AI startup made a hyperrealistic deepfake of me that’s so good it’s scary – MIT Technology
15 Problems Faced By People Living In First World Countries – Ned Hardy
This book could actually save your life one day. It’s about learning to trust your instincts and intuition – Amazon
People In Asia Are Sick Of Western ‘Begpackers’ Asking Locals To Fund Their Travels For Them (29 Pics) – Bored Panda
The Happiness Trinity: Why it’s so hard to answer the question What makes us happiest? – The Atlantic
How to Get Free Kindle Books With Your Library Card – Wired
Why You Should Read a Home’s Permit History Before You Buy It – Life Hacker
Did You Know These 12 Richest Towns in America? – Nerdable
The World’s Top Media Franchises by All-Time Revenue – Visual Capitalist
A Cleveland Uber driver who made $109,000 in 2023 but only took home $17,000 shares the 3 reasons he can’t quit ride-hailing – Business Insider
There Are Some Things You Just Can’t Argue With – Ned Hardy
This is a great supplement for your dog if they are experiencing an upset stomach, loose stools or any other digestive issues – Amazon
10 Worst Big Budget Films – Linkiest
Tesla Reaches Deals in China on Self-Driving Cars – DNYUZ
Russia Clones Wikipedia, Censors It, Bans Original – 404 Media
3 women contracted HIV after getting ‘vampire facials’ at an unlicensed medical spa – Insider
Ranking 15 Famous Old Hollywood Actresses from 1920 to 1960 – SNIP Daily
How to Distinguish Between Wants and Needs – Becoming Minimalist
Where You Get Your Sense of Self-Worth – Zen Habits
I Spent 6 Days in Mexico City and This Is What It Cost – Thrillist
Got brothers or sisters? Warm sibling bonds help boost happiness as you age – NPR
The Dumping Grounds
Poll of the Day
How Facing the Past Sets You Free
We all carry wounds from our past – scars etched into our hearts by the painful experiences we’ve endured. For some, these wounds are mere scratches, fading with time and leaving only faint reminders.
But for others, the hurts of yesterday are like deep, festering gashes that refuse to heal. They whisper to us in the darkest corners of our minds, haunting our dreams and casting shadows over our waking moments.
Linkage
21 Ecstatic Shelter Dogs On Their Way Home For The First Time – Ned Hardy
Fight, Sell, or Shut Down: What’s Next for TikTok? – Gizmodo
Great everyday chef knife that will last a lifetime with the right care. It is very light and nimble, has superb sharpness and holds its edge well – Amazon
The Intense Flavor Science Behind Haribo’s Gummies – Popular Science
4 tips for dealing with a ferocious allergy season – VOX
Am I entitled to overtime pay? Everything you need to know about the new salary rules – Fast Co
What happens after your country runs on 99 percent renewable electricity? – The Verge
AI Is Poisoning Reddit to Promote Products and Game Google With ‘Parasite SEO’ – 404 Media
OpenAI’s Sam Altman and Other Tech Leaders to Serve on AI Safety Board – WSJ
An Unearthed Johnny Cash Recording, and 11 More New Songs – DNYUZ
Winners and Losers of the First Round of the 2024 NFL Draft – The Ringer
Guy Who Used To Work In A Restaurant Shares Priceless Cooking Secrets, And Here Are 20 Of The Best Ones – Bored Panda
11 Fascinating Photos Collected From History – Ned Hardy
If you have cats, this is a radically better tool for scooping litter. You save so much time over the plastic version – Amazon
The Key to a Good Life? Lose Yourself in Something – The Growth Equation
Chaos Ensues After The ‘LeBron James Of Incels’ Gets Laid – Kotaku
How To Raise A Polite Kid, But Not A Brown-Nosing Suck-Up – Fatherly
When Can You Legally Shoot Someone on Your Property? – Life Hacker
Infuriating Stories From Kiss, The Fakest, Most Calculated ‘Rock Band’ In History – Weird History
20 Ways to Teach Kids How to Save Money Responsibly at Any Age – Money Crasher