Do you agree with this meme’s message?
What Does Financial Independence Actually Feel Like?
Let me spoil the ending right away: financial independence doesn’t feel like angels descend from the sky, shower you in gold coins, and hand you a margarita on a beach. It feels… normal.
Normal, but with this quiet, permanent hum of relief underneath everything you do.
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“Wife grinding on men during girls night out.”
I’m 34M, my wife is 34F, and we had our youngest son about 5 months ago. Lately, we’ve both been feeling overwhelmed. She asked if I’d be okay with her going out with friends to get a break from all the responsibility. I agreed—having a life outside of parenting is important.
Since then, she’s gone out about four times. I didn’t think much of it since I’ve also gone out with my friends here and there. But after her most recent night out, a friend called me and said he’s seen her out two weekends in a row, dancing and grinding on other men.
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“Are we spending too much?”
My wife (33F) and I (33M) both work full-time. I finished residency two years ago and currently earn about $600k a year, with plans to increase to around $700k by 2026 once I make partner. She earns about $135k.
We have $40k in savings after putting most of our cash toward a house down payment last year. My 401(k) is at $140k (maxed out the past two years), hers is around $60k, we have $22k in a brokerage account, and $13k in an HSA.
Our biggest debt is a $973k mortgage on a $1.1M home. Due to underestimated property taxes in year one, our payment recently jumped from $7,100 to $8,500. We also have $450k in student loans. I haven’t made payments since COVID due to old income certification, but now that interest is accruing, I’m paying $2,450 a month while planning for PSLF forgiveness in 2029.
Linkage
Ranking the David Cronenberg Films – Enter The Reel World
A Damn Fine Collection of Fascinating Photos – Ned Hardy
Underrated kitchen tool — it’s perfect for quick jobs like pesto, chopping nuts, or mincing garlic, and you’ll probably use it way more than a full-size processor – Amazon
MLB Rank 2025 in-season update: Ranking baseball’s top 50 players – ESPN
North Koreans tell BBC they are sent to work ‘like slaves’ in Russia – BBC
Attacker with a knife got destroyed by bystanders – Reddit
America’s Most Notorious Jewel Thief Breaks Down the Perfect Getaway Car – The Drive
Daniel Day-Lewis Returns in First Film Since Retiring Eight Years Ago – Hollywood Reporter
US inflation held steady as mild tariff hit offset by cheaper gas, food – AP News
22 People Share the Biggest Challenge They’re Facing Right Now – Ned Hardy
A windshield shade is one of the easiest and most effective ways to stop your car’s interior from heating up, even when it’s parked in direct sunlight – Amazon
Sam Altman challenges Elon Musk with plans for Neuralink rival – Financial Times
7 Freaky Urban Legends That Turned Out To Be Real – Linkiest
Dana White says UFC will host first-ever White House fight on July 4: “It is definitely going to happen” – CBS
How Chili’s Won Gen Z—and the Casual-Chain Restaurant Wars – Texas Monthly
The Dumping Grounds
Confessions of a Cuckold Husband
People ask me all the time—sometimes with genuine curiosity, sometimes with a smirk—“Why would you want to be a cuckold? Doesn’t that make you less of a man?”
I used to get defensive. Now I just smile, because the truth is, I know exactly why I’m this way. And it’s not about being “less than.” It’s about leaning into a role that turns me on, challenges me, and, ironically, deepens my marriage in ways I didn’t expect.
“What is the best way to build wealth?”
I’m 16, and while I’m interested in almost everything, my biggest passions are the origin of the universe, the human brain, consciousness, and biology. That’s why I plan to go into medicine—it combines all of my main interests and also offers one of the most statistically stable, high-income career paths.
I’d likely choose a specialty with an average salary around $500k-$1million. My goal is to maximize that income to build significant wealth—not through index funds or anything with returns under 10%, but through higher-return opportunities. Based on my research, real estate crowdfunding and angel investing seem to offer the best odds for strong ROI if approached wisely. I’m aiming for 15–25% returns, which, with $400k invested annually, could grow into substantial income once the returns start compounding.
The Harsh Truth About Day Trading
Let’s strip away the hype: day trading isn’t some secret skill that’s going to turn your laptop into an ATM.
It’s not the fast track to financial freedom. And it’s sure as hell not “safe” just because it’s happening in a brokerage account instead of a casino.
Linkage
How North Korea Promotes Kim’s ‘Dear Daughter’ as a Worthy Heir – NY Times
A Few Photos To Remind You That Life Is Beautiful – Ned Hardy
This is a great gadet to organize that unruly mess of keys in your pocket – Amazon
‘It took a big hit for the studio’: How dark and daring gamble The Black Cauldron became a notorious Disney flop – BBC
The Engineering Marvel That China Hopes Will Help Wean It Off Foreign Energy – WSJ
John Steinbeck’s 5 Most Iconic Works – Book Marks
The adults still obsessed with Chuck E. Cheese – The Hustle
How to Answer Interview Questions to Make Hiring Managers Like You – Fast Co
A Collection Of Useful Advice To Help You On Your Travels Through Life – Ned Hardy
Attention Dog Owners! This is a lifesaver with your shoulder and it certainly throws the ball a lot farther than you ever could – Amazon
How Kentucky bourbon went from boom to bust – BBC
Dozens of Children Die in Hot Cars Every Year—These Habits Can Save Lives – Parents
35 Rare Historical Photos That Share A New Perspective Of The Past – Demilked
Ford reveals breakthrough process for lower priced EVs – The Verge
How Success is Created – Brent Huras
Malicious Firefox Extensions Are Draining Crypto Wallets – Life Hacker