Advice Column

He was my coworker. I know him at work for years. It is unlikely he take money and run away. He ask me a loan to scale up his business, promised to pay 15% annually.

He said there is legit loan paperwork. His work is in manufactures industry, maybe B2B. He said he his business don’t depend on number of customer available.

I don’t know. I am a salary man. I know nothing about business and investment. I haven’t ask him into the detail yet. I know nothing about this type of business.

He seem confident, but I feel the 15% is so unlikely that will come with (hidden) risk. Maybe my friend is also a victim of another scam, or he just overconfident.

[Read more…] about “A friend offer me a investment opportunity at 15% annually, is it too good to be true?”

I’m starting to realize that I don’t have respect for my husband. He is constantly insecure about our relationship. He gets insecure that I don’t want him around if I’m not jumping out of my shoes in excitement when he comes home, even though I give him a hug and tell him I missed him. He gets insecure about intimacy when we haven’t had sex in a week, even though I’ve been on my period. He gets insecure if I give him affection because he thinks I do it out of obligation.

[Read more…] about “I lost respect for my husband.”

My girlfriend of 6 months who I love with all my heart has decided to test our relationship, or more specifically me.

Now I show a lot of affection to her, tell her I love her daily and in my eyes treat her very well, go out for food and drinks, help Build up her positivity and really try to show her that she is worthy of being happy.

[Read more…] about “My girlfriend wants to test me??”

This afternoon, while cleaning, I came across my husband’s credit card statement. Normally, I wouldn’t look closely, but this one was unusually thick. The card is only supposed to be for emergencies, but it had three pages of charges— all to OnlyFans. I was shocked! It was serious money, taken out weekly and paid off from a different account. After checking our online accounts, I discovered almost $4,000 spent over the past three years.

[Read more…] about “Husband has been secretly paying for Only Fans subscriptions what do I do?”

Hello, I (32F) have the opportunity to go on a international vacation on my own. I have travel credits I need to use and going on a solo vacation has always been on my to-do list. I am also a mom of 2 and my husband (36M) is encouraging it.

I just recently found out my friend (30M) will be also doing a solo trip and going to see a concert where I was wanting to go. I think it would be awesome if I could fly with him there, see the show and then part ways. I talked to my husband and he is okay with it although I’m worried about what other people will think, especially my in laws and my parents “why would she go on vacation with another man?!”

But I don’t want to have to explain myself over and over. Input on whether this is appropriate?

[Read more…] about “Married but want to travel with a male friend”

I’m gonna be 24 in a few months and it makes me feel horrible. I even feel some sort of shame when someone asks me for my age.

I’m so stuck in the past. I want to play games, be close with my siblings and friends and it is ending. My friends are finding their own partners to be loved by. Siblings have their own lives. That love that people around have for you it’s just “second handed” you’re not anyone’s priority anymore and it sucks because I’m still stuck on how things used to be.

I’ve had a somewhat abusive childhood could that be the cause? Am I on the spectrum? I’ve been told I’m emotionally mature. I just don’t feel socially mature. I still feel 18. It’s destroying me to see everyone move on with life while I’m alone.

[Read more…] about “How to accept that we only get older?”

I’ve been with my boyfriend for 8 years now and my parents do not approve of him. I am East Asian and he is South Asian. We both grew up in Canada, and so while there are some cultural differences, our interests, experiences, & childhood are pretty much the same.

But my parents refuse to approve of him. And it sucks because my relationship with my parents has improved the past two years, but just not about this. My mom instantly gets mad when I bring him up and storms out. They both don’t want to meet him either. They don’t like that he doesn’t have a high paying job (he does trades) that they can brag about to their friends.

[Read more…] about “Asian parents do not approve of boyfriend and it’s breaking my heart.”

Your health is essentially on the decline by the time you reach 40, and by the time most people reach their 60s they’re already on a cocktail of medications, lacking the energy to do most things they used to do regularly, and also have a plethora of new health problems to deal with until they finally die.

Most retired people I’ve met typically consider a trip to Costco or falling asleep in front of the nightly news as the highlight of their day. Some even started working again, albeit part time, just to fill their lives with something productive or meaningful.

[Read more…] about “Why Should I Save for Retirement if Life After 60 Looks So Bleak?”

Next month marks four years for me (28F) and my boyfriend (30M). We live together with our two dogs, and early on, we both agreed that marriage and kids were in our future. About a year ago, I asked him when he thought we’d get married, and he mentioned he always imagined dating someone for 5-6 years before tying the knot. That worked for me, as I wanted to be married before 30.

[Read more…] about “Boyfriend of 4 years doesn’t know if he will ever want to marry me

I (27M) am trying to find the balance between spending money that would make every day life more fun or save every penny I possibly can. Some days I think about buying that moped but other days I say it’s a waste of money.

With that in mind I am financially stable. Single, own my house and invest into my 401k and brokerage account. I don’t know I’m just curious if anyone has insight on this

[Read more…] about “Stuck between live your life to the fullest or save save save”