
Looking for some advice. I recently moved all of my retirement savings into cash before the market started declining (I did not withdraw it from the IRA, just moved it out of the fund it was in). I don’t want to keep it in cash long-term, but I’m concerned about ongoing market volatility and want to place it somewhere more stable for the next few months until conditions improve.
I’m not a day trader, so I’m not looking to move money in and out frequently—I just want a low-risk option in the short term. What are my best choices for earning modest, stable returns while keeping the flexibility to reinvest when the market rebounds? My retirement is with Fidelity, if that makes any difference in available options.









