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In the financial crossroads of life, the decisions we make today can significantly shape our tomorrow. One such decision is choosing between committing to a $1,000 monthly car payment for 60 months or investing that same amount in an S&P 500 index fund.
Before you zoom off the lot in your dream car, consider this: the shiny new wheels could be costing you a fortune in the long run.
[Read more…] about The Surprising Future Cost of a $1K/Month Car Payment
Looking at buying a house for 975k. I can put down 20%. Based on my estimations this puts us at $6200 a month for housing (PITI and utilities) at a 7% rate.
I’m in my early 30s and make 170k a year. This is likely to go up to 185 next year, maybe more long term, but don’t want to count too heavily on that. Employer pays for majority of health and dental.
Wife is stay at home mom for the next 5 years. Might make some side hustle cash but nothing consistent. After little ones are in school she will likely bring in 100k (what she would make in her field today if she worked full time).
We live in a moderately HCOL town. Our current rent is $2500 and we feel lucky with that. It’s small and getting difficult with one kid and another on the way.
No debts. One car paid off. Will still have 100k in retirement savings after down payment and an emergency fund of $30k.
The house also has an ADU which we can rent for $1500 per month. Will need to invest a bit in the adu to get it rentable though maybe 3k. This would bring housing cost down to $4700
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We’ve all been there. Missed deadlines, broken promises, unfulfilled dreams – the easy route is often to point fingers, weave excuses, and sigh dramatically about the cruel hand of fate. But what if I told you there’s a superpower hidden within this mess, waiting to be unleashed? It’s called taking responsibility.
It’s not about self-flagellation, it’s about empowerment. When you stop blaming external factors and embrace the truth – that you are the architect of your own life – a shift happens. Suddenly, the world isn’t a chaotic obstacle course, but a playground of possibilities. Here’s a glimpse of what awaits you on the other side of the blame game:
[Read more…] about How Owning Your Life Unlocks Your Potential
As ‘Betty Childs,’ the quintessential mean girl in the 80s hit “Revenge of the Nerds,” Julia Montgomery was the embodiment of high school elitism—popular, privileged, and dismissive of anyone outside her circle.
But what happened to the actress who so convincingly ruled the corridors of Adams High?
[Read more…] about Whatever Happened To Actress Julia Montgomery from ‘Revenge of the Nerds’?
Inside the weird, shady world of click farms – Huck
22 Ridiculous Ways In Which Restaurants Are Serving Their Food – Ned Hardy
Why We Don’t Hear About Kelly Rohrbach Anymore – Wanderer
If you car breaks down, these emergency beacons are essential and effective at alerting other drivers – Amazon
We could see the world’s first trillionaire in the next decade. Here are some of today’s richest 1% – AP News
The World’s 8 Toughest Races – Outside
Man Takes Out Brass Knuckles During Mosh Pit and is Beaten Up for it – Reddit
How to Raise Your Ham Game With Jamón, the Champagne of Pork Products – Washington Post
Applebee’s launches one year of weekly date night passes for $200 – Fox Business
The Oldest Businesses in the World Share Their Secrets – Bloomberg
The heart rate secret: what it reveals about our health – from sleep and alcohol to fight or flight – The Guardian
Trivia Question of the Day – Ned Hardy
Best Popcorn Poppper – Never an unpopped kernal, and so easy to clean up after! – Amazon
The 6 Most Notorious Post-Cold War Spies In America – Linkiest
Here’s how much caffeine is in Panera’s Charged Lemonade, Starbucks coffee, Celsius and other popular drinks – Market Watch
“Someone Save This Woman”: Kanye West’s “Disturbing” Photos Of Bianca Censori Leave People Worried – Bored Panda
Inside Pitchfork’s absorption into GQ: When ‘music media’ becomes ‘men’s media,’ what’s lost? – AP News
11 Signs A Woman Has Multiple Partners and What to Do About It – Knowledge For Men
How to be alone with your thoughts – VOX
Dexter Johnson was one of five men who carjacked 23-year-old Maria Aparece and her boyfriend Huy Ngo as they sat in their chatting on a summer night more than ten years ago. Prosecutors during his trial alleged Johnson had “fun” when he and his friends carjacked the couple and drove them around town demanding money, credit cards and ATM access.
Then, they parked near a patch of thick woods and forced Ngo to listen as Johnson raped Aparece in the backseat. Afterward, Johnson shot Ngo in the side of the head execution-style before slaughtering Aparece with a shot to the top of the head.
[Read more…] about 10 Videos Of Convicts Freaking Out After Being Sentenced To Prison
The jungle sweltered, a thick canopy choking out the sun. Insects buzzed in a relentless symphony, punctuated by the occasional screech of unseen creatures. For 28 years, this had been Shoichi Yokoi’s world, a far cry from the rice paddies of his Japanese village. A soldier declared dead, he was a ghost haunting the verdant shadows of Guam, oblivious to the war’s end and the life that had moved on without him.
[Read more…] about The Man Who Fought World War II for 28 Extra Years
We’ve all been there. Stuck at a crossroads, staring down a choice that gnaws at our gut, whispers contradictions to our core values. Yet, with a deft mental sleight of hand, we weave justifications, construct elaborate rationalizations, and somehow convince ourselves to take the path of least resistance – the one that may offer immediate gratification but leaves a lingering dissonance in our souls.
But here’s the truth: rationalization is the kryptonite to a fulfilling life. It’s the thief that steals our authenticity, leaving behind a hollow shell of who we aspire to be. So, how do we break free from this self-sabotaging habit and align our choices with the values we hold dear?
[Read more…] about How to Stop Rationalizing Choices That Go Against Our Values
Hey I need some advice guys. I met a great girl a few weeks ago and we get along really well. She wants to meet me but the big problem is that she is in a relationship. It’s obvious that she wants to cheat with me, I don’t really know what to do. On the one hand, I find her really stunning, she’s totally my type. On the other hand, I’m struggling a bit with my conscience. I’ve never had a situation like this before.
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