
I am 45 and have been bad with money and saving/investing but trying to right the ship. However I know I’m pretty screwed.
Here are my stats-
Income- $95k IRA- $14K; maxed out for 2024 401k- $42k; will be about $8-10k short of max for 2024 Savings- $60k in hysa
I rent paying $1500, no other debts. Would like to get a house, but don’t see it happening.
I am trying to learn more about saving and investing. Trying to put a plan together but overwhelmed and think I won’t make it.








