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Theodore Lee

Never look at monthly payments. Negotiate on the final price.

There’s a line I think about often when it comes to personal finance:

“Small numbers can do big damage when they hide the big picture.”

Nowhere is that more true than when you’re buying something big—like a car, a house, furniture, even a new phone—and the seller asks, “What kind of monthly payment are you looking for?”

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How to Deal With Intrusive Thoughts (Without Letting Them Run Your Life)

Let’s get one thing straight right out of the gate: you are not your thoughts.

You are not the horrifying image that popped into your head while you were brushing your teeth this morning. You are not the “what if I swerve into oncoming traffic?” thought that showed up uninvited while you were driving. And you’re not broken, crazy, or evil because your brain served up some dark, weird, or downright terrifying content.

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Life Is a Video Game—Here Are the Cheat Codes – Mark Manson

A Damn Fine Collection of Fascinating Photos – Ned Hardy

High Blood Pressure sneaks up on you and is the underlying cause of so many deaths. All symptoms are considered minor (such as frequent headaches) untill it’s done severe damage. Only way to tell is to keep it monitored regularly – Amazon

Aging former research chimps move to Chimp Haven – NPR

How Often Bear Markets Occur and 7 Other Facts About Them – Kiplinger

How Long Does it Take for the Market to Recover? – Of Dollars and Data

7 Times People Predicted the World Would End on a Specific Day and Were Wrong – Linkiest

A Revolutionary Implant Gives Men A Larger Penis, But Some Say It’s Left Them Deformed And In Excruciating Pain – Insider

I Was Addicted to My Smartphone, So I Switched to a Flip Phone for a Month – NY Times

24 Fascinating Documents Collected From History – Ned Hardy

This iPhone game controller is very solid and feels comfortable and intuitive to snap onto your phone and game – Amazon

These Are the Songs a High-End Audio Company Uses to Test Its Speakers – Rolling Stone

It is not our job to protect children from pain, it’s our job to guide them through it – Upworthy

Confessions Of A Death Row Correctional Officer

What was the worst crime that someone was executed for while you were working there?

While we weren’t given any information on the inmates, sometimes certain inmates would stick out in my mind that I’d go home and find the information. The worst I found was one guy that killed a child, skinning it while it was still alive. I tried not talking to him anymore.

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Why Active Listening Is So Damn Hard During an Argument (And How to Get Better at It)

When you’re in the middle of an argument, the last thing you want to do is shut up and listen.

You want to win.

You want to be heard.

You want the other person to realize how wrong they are and how right you are, preferably with dramatic music playing in the background and the camera slowly zooming in on your righteous face.

And yet—this is exactly the moment where active listening becomes the most important. And the hardest.

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5 Fascinating Facts and the Stories Behind Them – Ned Hardy

Google Yourself, Before They Do: Why Your Online Footprint is a Scammer’s Treasure Map – Shield and Fortify

A pepper grinder is a game changer because it unlocks the bold, complex flavor of fresh peppercorns in a way pre-ground pepper just can’t match – Amazon

Power Rangers writer says casting Black and Asian actors as Black Ranger and Yellow Ranger was ‘such a mistake’ – Entertainment Weekly

Sit-to-stand: The simple test that reveals how you’re ageing – BBC

The Savior Elite: Inside the Special Operations Force Tasked with Rescuing Navy SEALS – Esquire

Why Is Everyone Watching TV With the Subtitles On? – The Atlantic

The Long, Strange History of Nitrous Oxide, a Popular Drug Users Have Been Inhaling for Hundreds of Years – Smithsonian

23 People Having A Worse Day Than You – Ned Hardy

If you want the best tasting filtered water, reverse osmosis is the way to go. Night and day difference between the Brita – Amazon

How has cosmology changed from 2000 to 2025? – Big Think

Olivia Rodrigo’s Sultry Performance at Pa’l Norte is a Must-See – Linkiest

This Wild 1920s Attempt At Aerodynamics Has Less Drag Than Porsche 911 – Jalopnik

Charted: What does the U.S. export to China – Axios

What Do You Want More of in Your Life? – Becoming Minimalist

Mapped: How China Overtook the U.S. in Global Trade (2000–2024) – Visual Capitalist

Special Assessments: The Hidden Risk When Buying in an HOA

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"I’ve got a brutal special assessment that was just unilaterally decided upon by my HOA board. I live in a condo I bought in May 2014 for $245K. The assessment will be for $60K to replace the siding and windows."

"I’ve recently moved into a condo complex that I’ve now learned needs a lot of urgent work done. We haven’t yet gotten a final figure, but it’s looking like a $30k-$40k assessment may be in my near future."

"Hello, I (30 F) own a condo in a 16 story building. I am a full-time Master’s Student with a part-time retail job. My Condo building is falling apart and needs about $3.5 million in repairs. My portion of this is an $18000 assessment due on June 11th"

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