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25 People Reveal the Worst Financial Decision They’ve Seen Someone Make

worst financial decision

1. I knew someone who got a loan for their wedding, but decided to blow it all at a casino. Now they have a loan for 20k to pay off and nothing to show for it.

2. A coworker I used to have worked every second of overtime he could for several years to save up for a house. When he applied for the house loan, he based his mortgage payment on all of the overtime he had been working. I tried to tell him that wasn’t a good idea but he didn’t want to hear it. He ended up divorced a few years later because his wife got tired of him always working.

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“My 31 year old boyfriend is getting kicked out of his parent’s house”

My boyfriend and I have only been together for three months, and now he’s getting kicked out of his parents’ house because they think he drinks too much. I feel like he’s hinting that he wants to move in with me, but we haven’t been together long enough for me to feel comfortable with that—especially since we’ve already had arguments about money.

I live alone, work multiple jobs, and go to school full-time just to cover my bills. I have to live very minimally and frugally. He says he’s frugal too, but he constantly spends money on things he “needs,” then complains about paying for my food when we go out.

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“Found out my boyfriend is on Grindr and I don’t know what to do”

I’m a 23F and my boyfriend is 27M. A friend recently sent me a screenshot of his profile on Grindr — and it’s unmistakably him. My stomach dropped when I saw it. I’m shocked, hurt, and honestly have no idea what to make of it. We’ve been together almost two years, and this is the last thing I ever expected.

I haven’t confronted him yet because I don’t even know where to start. I don’t know if he’s cheating, experimenting, or if something else is going on. I just need advice on how to approach this and what to say when I finally talk to him.

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The Universe Doesn’t Owe You Fairness

Let’s get something out of the way upfront: life doesn’t care about your plans, your dreams, or even your hard work. It’s not out to get you, but it’s also not sitting around plotting ways to hand you a gold star for being a good person. Fairness, at least the kind we all think we’re entitled to, isn’t a cosmic law. It’s a human invention—a set of rules we made up to help us get along and not rip each other’s faces off over who gets the last slice of pizza.

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Why Being “Nice” Is Actually Manipulative as Hell

We all know a “Nice Guy” (or a “Nice Girl”).

They are the people who will drop everything to help you move apartments on a rainy Sunday. They agree with your terrible taste in movies just to avoid an argument. They never complain, they never shout, and they are constantly asking you if you’re okay.

On paper, they sound like saints. They sound like the perfect friends, partners, and employees.

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Linkage

A Look at the Past, At The Way Things Used To Be – Ned Hardy

Cheap surge protectors cause thousands of house fires each year because their thin wiring, poor surge components, and non–fire-resistant housings easily overheat and ignite when overloaded. Get yourself a quality one today! – Amazon

Australia’s social media ban for children takes effect in world first – Reuters

Sam Altman’s Sprint to Correct OpenAI’s Direction and Fend Off Google – Archive.ph

Check out our new daily brain training game – Ned Hardy

The 25 Best Games Of 2025, Ranked – Inverse

Tech’s biggest losers of 2025 – Engadget

Sources: QB Philip Rivers unretiring to sign with Colts – ESPN

Many air-fryer aficionados agree that this is the best air-fryer out there right now – Amazon – Amazon

Edwin Díaz signs 3-year, $69 million deal with the Dodgers – The Athletic / NYTimes

10 Tips to Help People Prone to Depression – Linkiest

10 Hacks Every Mac User Should Know – Lifehacker

America’s Biggest Bitcoin Miners Are Pivoting to AI – Archive.ph

Stop telling your kids ‘we can’t afford it’—what to say when they want to buy stuff – CNBC

Letting Go of the Life You Were Told to Want – Tiny Buddha

Lessons From a Nanny For the One Percent

I have been a nanny for the ultra rich for almost a decade now. Ultra rich is relative, because even within wealth there are levels and then there are levels. My families are not the nine hundred million Silicon Valley titans with nannies making two hundred fifty thousand dollars a year. I am the nanny for the middle class rich, the families with twenty to forty million dollars who outsource large parts of their lives but still remember what it was like to grow up normal.

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“My partner has no retirement savings and I’m afraid for our future”

My partner is 40 and has nothing saved for retirement. He had been expecting a large inheritance from his father when he passed that ended up not materializing for reasons I won’t get into (I know, not exactly the most sound financial planning). I’m on track to be able to retire but there’s no way I can afford to save enough for us both. He’s also currently unemployed, he has been trying to get into a new field for the past two years that also may not end up materializing either. There’s a good chance he may be making very low wages for the foreseeable future, and it will be very difficult for him to catch up in any meaningful way.

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