
I have a coworker who has two kids and is always struggling financially. Most of the time, I end up paying for her breakfast and lunch—probably about 95% of the time. She also frequently asks to “borrow” money, usually in amounts between $20 and $50. The largest amount I’ve lent her was $250.
I’m not exactly rolling in cash myself, but since I don’t have kids, the little extra money I do have for myself often ends up going to her instead. Now, things have escalated. Today, we’re supposed to go to the bank so I can open a loan in my name, with the intention of giving her the full amount. My credit is excellent (hers isn’t, so the loan would only get approved under my name), and the plan is to link her bank account for repayments.
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