Why Aren’t Student Loans Bankruptable
Student loans are generally not dischargeable through bankruptcy in the United States for several reasons:
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Public Policy Concerns: The idea behind making student loans non-dischargeable is to protect the federal student loan program. If students could easily discharge their loans through bankruptcy, it might jeopardize the availability and terms of future loans for other students. The government wants to ensure that funds are available for future students to borrow.
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Potential for Abuse: There’s a concern that if student loans were easily dischargeable, some individuals might take advantage of the system. For instance, a student could theoretically borrow a large sum of money, earn a degree, and then immediately file for bankruptcy to have the debt wiped out, all without ever intending to repay the loans.
What is Stealth Wealth?
In the world of personal finance, there’s a concept that’s been gaining traction over the years, known as “Stealth Wealth.” At its core, Stealth Wealth is the practice of keeping one’s wealth hidden from the public eye. It’s about living a life that doesn’t scream “I’m rich!” even if one’s bank account tells a different story. But why would someone choose to live this way, and what are the benefits of such an approach?
Stealth Wealth is not about being stingy or miserly. Instead, it’s about making conscious choices that prioritize long-term financial health over short-term displays of affluence. It’s the millionaire next door driving a decade-old car, or the successful entrepreneur who chooses to live in a modest home rather than a mansion. These individuals understand that the true value of wealth is not in its display, but in the freedom and security it provides.
Linkage
She Played Jan on The Brady Bunch. See Eve Plumb Now at 65 – Wanderer
Whatever Happened To Susan Gibney, ‘Leah Brahms’ On Star Trek: The Next Generation? – Ned Hardy
The chaotic and cinematic MGM casino hack, explained – VOX
7 habits to live a healthier life, inspired by the world’s longest-lived communities – NPR‘
The 5 most common regrets of the dying – and what we can learn from them – Stylist
How to Help Boost Your Teen Son’s Self Image – Telegraph
This Spanish city has been restricting cars for 24 years. Here’s what we can learn from it – Fast Co
Everything You Need to Know About Nutritional Yeast, Nature’s Cheeto Dust – Bon Appetit
What Happens to Spelling Bee Champions When They Grow Old? – Mel Magazine
The 10 Biggest Money Losing Movies of All-Time – Linkiest
She Played ‘Isabella’ On Two and a Half Men. See Jodi Lyn O’Keefe Now At 44 – Ned Hardy
This Johnny Depp Crime Drama on Netflix Is Super Rewatchable – Wanderer
Military Loses F-35 Stealth Fighter Jet, Asks Public for Help Finding It – Gizmodo
David Lynch’s Original Dune Ending Would Have Been a Lot Weirder (and Better) – Den of Geek
My Son Was a School Bully. Here’s How How I Stopped It – Fatherly
]How to Tell Your Friends and Family You Hate Them By Having a Destination Wedding – The Hard Times
The last surviving witness to Lincoln’s assassination lived long enough to share his story on TV – Upworthy
iOS 17 and iPadOS 17 Are Now Available – How to Geek
The Dumping Grounds
5 Warning Signs You’re in a Toxic Relationship
In the realm of love and relationships, not all that glitters is gold. Sometimes, what starts as a fairy tale romance can slowly morph into a relationship that’s more draining than fulfilling. Recognizing the signs of a toxic relationship is crucial for your emotional and mental well-being. Here are five warning signs to look out for:
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Why Do Horses Have To Be Euthanized When They Break A Leg?
There are several reasons. Horses develop problems in their hooves if they don’t move around enough or are forced to put weight on only 3 legs. You can think of their hoof as a giant fingernail, and the bone behind it is shaped like a wedge pointing forwards and towards the ground. Too much pressure on the other 3 hooves can cause severe pain, swelling, and separation of the bone from the hoof. In severe cases the bone in the hoof can puncture through the bottom or separate from the top.
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17 People Describe The Crappiest Part Of Being An Adult
(photo: @noahsilliman)
1. It’s hard to explain, but for me it’s that the sense of being part of some story where you are the protagonist kind of fizzles out unceremoniously and leaves you drifting for the rest of forever.
As a kid, you’re on a path, there’s a plan laid out for you, and whether you intentionally break from the plan or follow it to the letter, there’s this linear progression of growth, and an ultimate goal to strive for. You have allies, you have enemies, you have trials that you pass or fail, you have moments of catharsis, etc. You feel like part of a beautiful narrative, like the heroes in movies and books and tv shows and stories. You feel like there’s a right and a wrong way to go, and some ultimate fate waiting for you at the end that will sum up what all of it meant.
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Picture of the Day
Please stop telling yourself “it will all change tomorrow” because it won’t and you know it…
You’re not just going to wake up as a productive supersoldier.
You have to start implementing seemingly small changes today, and building on them every day or every week.
Our bodies and minds don’t like dramatic change of any kind, so you need to take small steps in the right direction.
Get up 15 minutes earlier than usual, not 3 hours.