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I won a pretty decent amount of money from a scratch off ticket last week. It is nothing life changing like millions, but it is enough to pay off my car and put a nice down payment on a house.
I told my immediate family, just my parents and siblings. Apparently word got around to my extended family because now my cousin will not stop calling me.
I filed Chapter 7 bankruptcy last year after about a decade of bad financial decisions. Earlier this year, I took out a small personal loan to help me get back on my feet. At the time, I thought I would be able to pay it off pretty easily.
After a rough few months, I’m now $3,300 in personal loan debt. I owe $1,800 at 380% APR and another $1,500 at 275% APR.
I hate my wife, and I hate what I have allowed our marriage to do to my life. At the same time, I hate myself for what I have done to hers.
We had children even though, deep down, I did not want to. I should have been more honest with myself about that. I resent her for not finishing her degree, and I resent myself for not recognizing that she was never going to take it seriously. I hate that she spends far more than we can afford, and I hate myself for allowing that to continue.
My boyfriend and I have been together for almost five years. For about the last year, I’ve been talking about wanting to move. He has always been apprehensive about it, but I’ve tried to keep the conversation open so we could figure out what our future might look like together.
Last month, he signed another one year contract at his current job. I found out after the fact. That really hurt because he knew I wanted to move, and it felt like he made a major decision that affects our future without even talking to me about it.
I bought a Tacoma for work because I let my father in law talk me into it. I was able to easily afford the monthly payments but the job I was at went under.
Now I work from home but for $5 less an hour. I owe 35k on this stupid thing but I can only get 22.5k at the dealership or maybe 30k if I private sell. The issue is I don’t qualify for the loans I would need for the remaining balance after the sale.
I really really don’t want to default on the payment cuz I know it will wreck my credit score and I don’t know what my payments will be for the balance left after they auction it. Any help or advice would be much appreciated
My marriage feels like a never ending drama. My wife and I argue constantly. She has kicked me out of the apartment I pay for, only to later “allow” me to come back into my own home.
I’m 26, work full time, and attend college full time. Somehow, I still have no savings and feel like I’m getting nowhere. I love my wife deeply, but I’ve reached the point where, unless we’re going somewhere or connecting through physical attraction, I’m bored and unhappy around her.
I recently discovered that my husband has been watching gay porn. This was not a complete shock because a few years ago he told me there was that side to his sexuality. At the time, he said he had buried it because it was not something that fit within our relationship.
I have tried hard not to judge him for it. People cannot necessarily control what they are attracted to, and I appreciated that he trusted me enough to be honest about it. As long as it was not affecting our relationship, I did not think it needed to be a problem.
I am 43 and have been married to my husband for six years. I have a 17 year old son from a previous marriage who is still in high school.
My husband recently told me that he is “not going to raise an adult” and plans to give my son 30 days to move out once he turns 18. My son does not have a job yet, and again, he is still in high school.
My husband says kicking him out will “build character.” I told him absolutely not. Now he says I am babying my son.
I got married earlier this year. Long story short, we had been back and forth for a few years and I finally knuckled down and pushed through my doubts and issues because I trusted it would work out and be a positive step for me. Now that I’m in the middle of it, I keep having major triggers and it’s feeding some deep regret and leading me into a depression.
My oldest brother is in his 50s and hasn’t worked consistently in close to 20 years. He lives alone, rent free, in my mom’s second home, which she used to rent out for extra income.
He pays for nothing. My mom covers the mortgage, utilities, his phone bill, his cars, his food, and basically every other necessity.
After my dad died a few years ago, my brother convinced my mom to buy him a new car so he could DoorDash. He already had a paid off car that she had just spent $5,000 fixing for him.
