Reveling in the Chaos of It All

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Category: Life Advice

Life Advice

“Can I afford a Tesla?”

Can I afford a Tesla?

Hey guys the new model 3 is now at 1.99 APR for a 3 year loan and I really want one for the tech (not cause it’s an EV or any political/environmental reason) I am 27M.

My current financials situation is I make 90k a year, net worth is 160k, no student loans, no mortgage, no credit card debt, no car deb [paid off] worth around 18k. I know car is a horrible financial decision but I don’t spend on anything. I know I could not buy one and keep saving/investing too but idk

Yes, technically you can afford to get the Tesla, but let’s take a step back and look at this from a different perspective. You mentioned that you know a car is a horrible financial decision, and you’re absolutely right. Here’s why:

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Life Advice

“I just found out wife secretly racked up $30k credit card debt.”

financial infidelity

My wife and I have been married for about 10 years and have two small kids. We both work, but we have separate bank accounts (partly because she is bad at managing money), though we do split bills, etc. My job pays a bit more. Recently, some bad financial stuff has come to light.

About 6 months ago, my wife revealed to me that she had racked up about $10,000 in credit card debt, and the interest was getting away from her. At the time she told me, it all suddenly made sense why she had been asking me for money at the end of the month for several months running—it was because she was struggling to pay off the debt. After a tough conversation, we got a low(er)-interest bank loan to pay off the credit cards, and we worked out a monthly payment plan to get it paid off within 3 years.

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Life Advice

“I cheated on my girlfriend, and I deeply regret it.”

I had cheated on the woman I was dating for about a year and half. Not going to make excuses it was a really stupid thing I did. I broke her heart and I felt so horrible when she found out. One of her friends told her since word got around. She broke up with me.

That was about six months ago. I haven’t been dating at all, despite it being my fault my heart still hurts. I truly fucked up such a good thing. Obviously I didn’t deserve her but I still miss her.

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Life Advice

The Surprising Power of Writing Your Own Eulogy

terminal illness

Look, I get it. Thinking about your own death is pretty fucking morbid. Most of us go through life desperately trying to avoid pondering our inevitable demise. We chase superficial highs, numb ourselves with booze and Netflix binges, and get lost in the daily grind – anything to avoid confronting the cold, hard truth that none of us are making it out of here alive.

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Life Advice

How Not to Be Clueless When a Girl Is Into You

Look, I get it. As guys, we can be dense as hell when it comes to picking up on flirting signals from women. Maybe it’s because we’re so used to being the pursuers, or maybe it’s because our minds are clouded with constant thoughts of sex, but for whatever reason, a girl can be throwing herself at us and we’ll be like “Huh, I think she’s just being friendly.” Well, it’s time to pull our heads out of our asses and wise up.

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Life Advice

“Girlfriend went out with a male co-worker and they took a 2 hour nap in the car by the beach”

So my girlfriend went out with a male coworker today and had plans to hangout today. They went by the sea and took a nap in the car for 2 hours. I’m not cool with this. Am I overreacting??

Okay man, I’m going to give it to you straight, no bullshit. This situation with your girlfriend and her coworker napping together at the beach? It stinks to high heaven. You are absolutely NOT overreacting by being pissed off and suspicious about this.

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Life Advice

“My husband lied about paying mortgage for almost a year.”

financial_infidelity

My husband (41m) and I (34f) have our finances pretty separate. We each have our own accounts and the only thing in both of our names is our house and his car. He makes about 2x what I make and we split expenses up in a way we both felt was fair and manageable for each of us while both working on our own personal credit card debt we brought into the relationship. One of the things he covers is the mortgage in full. He works in accounting and I work in education, I have never been great at managing my money so he does my monthly budget for me and has access to all of my accounts and knows what my debts are.

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