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Theodore Lee

“Can I afford a Tesla?”

Can I afford a Tesla?

Hey guys the new model 3 is now at 1.99 APR for a 3 year loan and I really want one for the tech (not cause it’s an EV or any political/environmental reason) I am 27M.

My current financials situation is I make 90k a year, net worth is 160k, no student loans, no mortgage, no credit card debt, no car deb [paid off] worth around 18k. I know car is a horrible financial decision but I don’t spend on anything. I know I could not buy one and keep saving/investing too but idk

Yes, technically you can afford to get the Tesla, but let’s take a step back and look at this from a different perspective. You mentioned that you know a car is a horrible financial decision, and you’re absolutely right. Here’s why:

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“I just found out wife secretly racked up $30k credit card debt.”

financial infidelity

My wife and I have been married for about 10 years and have two small kids. We both work, but we have separate bank accounts (partly because she is bad at managing money), though we do split bills, etc. My job pays a bit more. Recently, some bad financial stuff has come to light.

About 6 months ago, my wife revealed to me that she had racked up about $10,000 in credit card debt, and the interest was getting away from her. At the time she told me, it all suddenly made sense why she had been asking me for money at the end of the month for several months running—it was because she was struggling to pay off the debt. After a tough conversation, we got a low(er)-interest bank loan to pay off the credit cards, and we worked out a monthly payment plan to get it paid off within 3 years.

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Linkage

21 Fascinating Photos Collected From History – Ned Hardy

If you are lifting heavy ass weights, strongly consider getting knee sleeves. They keep your knees warm between sets, and helps keep the tendons and ligaments compressed, helping with stability in the lift overall – Amazon

Drumsticks Don’t Melt Like Ice Cream Because They Aren’t – The Takeout

Think big SUVs are super safe? Think again – Quartz

National Park Too Crowded? Try These Stunning National Forests – Thrillist

What Is the Most Expensive Toy in the World? – Nerdable

Gene editing’s next big targets – Axios

This Is The Oldest Home On The Market In America. Take A Look Inside – Zillow

The Top 7 Ways to Win Your Woman Over – Linkiest

Why Haven’t Home Prices Dropped? – Of Dollars and Data

Model Gets A Reality Check After She Tries To Call Out Man She Claims Checked Her Out – Bored Panda

The Best Games of 2024 (So Far) – Den of Geek

The WNBA, capturing excitement around Caitlin Clark, boasts more viewers than ever – NPR

This book is a brutal and mesmerizing masterpiece that redefines the Western genre with its poetic prose and haunting depiction of violence and survival – Amazon

The Top New Features Coming to Apple’s iOS 18 and iPadOS 18 – Wired

Boeing’s Urgent Mission to Train Thousands of Rookies How to Build an Airplane – WSJ

6 Things to Know Before You Sleep With a Woman (She Won’t Tell You This) – Wing Girl Method

Increase Your Agency By Responding, Instead of Reacting – Mindful

“Mega Man 2” Bosses Ranked by How Much You Should Avoid Them in the Pit – The Hard Times

Our Mistaken Ideas About What Makes Us Happy – Zen Habits

The Potential of AI to Cause Human Extinction

AI

Artificial intelligence stands as one of humanity’s greatest achievements. It’s a testament to our ingenuity, our relentless pursuit of progress, and our ability to transform the world in unimaginable ways. However, with great power comes great responsibility, and the rise of AI brings with it existential risks that we cannot afford to ignore. The possibility that AI could one day lead to human extinction is not just a topic for science fiction; it’s a real and pressing concern that demands our attention.

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Poll of the Day

How Concerned Are You About AI Potentially Causing Human Extinction?
Results

“I cheated on my girlfriend, and I deeply regret it.”

I had cheated on the woman I was dating for about a year and half. Not going to make excuses it was a really stupid thing I did. I broke her heart and I felt so horrible when she found out. One of her friends told her since word got around. She broke up with me.

That was about six months ago. I haven’t been dating at all, despite it being my fault my heart still hurts. I truly fucked up such a good thing. Obviously I didn’t deserve her but I still miss her.

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14 People Who Have Their Lives Together Reveal How They Do It

1. Don’t think about how long its going to take to get there. Just consistently do a bunch of small steps and make the daily routine steps better than the last time you did them even if its just hanging a broom neatly vs just throwing it in a closet. It is that one degree of change until you’ve suddenly come full circle.

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The Surprising Power of Writing Your Own Eulogy

terminal illness

Look, I get it. Thinking about your own death is pretty fucking morbid. Most of us go through life desperately trying to avoid pondering our inevitable demise. We chase superficial highs, numb ourselves with booze and Netflix binges, and get lost in the daily grind – anything to avoid confronting the cold, hard truth that none of us are making it out of here alive.

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